Getting There: Budget

Those of you who have followed the blog since the beginning know that I just recently switched my tagline to, "enjoy getting there."With a new goal of inspiring and informing each of you lovely readers, I thought it would be a good idea to write a series called Getting There. I'll share my tips and tricks for living as a twenty-something and (I hope!) you'll share yours too. I decided to kick off this series with topic of budgeting because I think everyone could probably spend their money more wisely. Well, here goes!

I don't have to pay for my education but I pay for most everything else. I work a job during the school year, have a summer job, and more recently have been bringing in a little extra income with blogging. My budget strategy is fairly simple and revolves around four steps:

1. Tithe: As a Christian, I believe that my money is not my own. The first thing I do when I get a paycheck is give ten percent to my church.

2. Pay: I don't have any bills besides my credit card bill (I'll try to touch on credit cards in another Getting There post.) I pay that off so that I'm never charged any fees or interest.

3. Save: I look at what's left after tithing and paying my bill and try to put  between forty and fifty percent into my savings account. I don't touch my savings account often. I only make withdrawals for big purchases that I've thought about and researched for a while.

4. Spend: The fun part! I use whatever is left to buy clothes, go out to dinner, and to generally treat myself.

This is by no means a one size fits all approach. It's what works for me and I'd love to hear what budget tactics you use to help you enjoy getting there.

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P.S. Did you enter the summer soiree giveaway with Angelorian Traditions?


  1. Great tips, thank you! I try to live like this most of the time, but as I'm saving to go to South Africa next winter I need to save every possible penny! Have a great day :)

  2. I'm so glad to help Hanna! I'm in hypersaving mode as well.


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