I don't have to pay for my education but I pay for most everything else. I work a job during the school year, have a summer job, and more recently have been bringing in a little extra income with blogging. My budget strategy is fairly simple and revolves around four steps:
1. Tithe: As a Christian, I believe that my money is not my own. The first thing I do when I get a paycheck is give ten percent to my church.
2. Pay: I don't have any bills besides my credit card bill (I'll try to touch on credit cards in another Getting There post.) I pay that off so that I'm never charged any fees or interest.
3. Save: I look at what's left after tithing and paying my bill and try to put between forty and fifty percent into my savings account. I don't touch my savings account often. I only make withdrawals for big purchases that I've thought about and researched for a while.
4. Spend: The fun part! I use whatever is left to buy clothes, go out to dinner, and to generally treat myself.
This is by no means a one size fits all approach. It's what works for me and I'd love to hear what budget tactics you use to help you enjoy getting there.
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P.S. Did you enter the summer soiree giveaway with Angelorian Traditions?